How we can help
Scope of Loss Reports
Obtaining a scope of loss report from a licensed builder, one which accurately reflects your rebuilding costs after a disaster, is the best way to prove your loss to an insurance company.
Our reports are created under a flat, hourly fee so there can be no perceived conflicts of interest.
BW Builder has created over 300 such estimates since 2018.
Replacement Cost Estimates
Many insurance companies (especially the CA FAIR Plan) require an insured to submit an RCE from a licensed builder if the homeowner is asking for adequate coverage.
BW Builder provides a quality, accurate RCE that accurately reflects the possible rebuilding cost of your home. The RCE is tailored to your property and your local building costs.
Expert Witness Consulting
If your case seeks objective, accurate rebuilding cost data to support litigation, claims, or disputes, BW Builder has served as an excellent an expert witness in both state and Federal courts.
As a licensed, California builder, our expert can create rebuttals, determinations, and expert opinion to support a case.
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BW Builder are experts in defining the damage and helping determine what it will cost to rebuild.
If you’re a builder, have a look at the resources here to help you rebuild your community after a disaster.

The Men Behind The Mission
Since 2017, Matt Everson and Bill Wallace of BW Builder have helped more than 500 homeowners across California access the tools and insight needed to accurately define their damages.
Through their work as expert witnesses and the proven accuracy of their scope of loss reports, BW Builder has helped homeowners recover over $300 million in funds.
They have also produced more than 1,000 replacement cost estimates, giving California homeowners a clear understanding of the true cost to rebuild.

Bill Wallace & Matt Everson
BW Builder – Owners/Operators
Photo Credit: The Press Democrat, Santa Rosa, CA.
