Defining the Damages

We document the cost to rebuild. Built by licensed builders. Trusted by homeowners, attorneys, and adjusters across California.

Over 600 Reports Generated
Over 600 Reports Generated

600+

Estimates Delivered

~100%

Success Rate

Statewide

Trusted Across California

Lic #1035130

Licensed General Contractor

Core Services

We help homeowners, attorneys, and adjusters get clarity on rebuild costs.

Scope of Loss Reports

Comprehensive documentation of damage and rebuild costs from a licensed builder’s perspective.

Replacement Cost Estimates

Accurate, property-specific estimates that reflect true rebuilding costs.

Expert Witness Services

Defensible testimony and litigation support for insurance disputes and claims.

Insurance Claim Resolution Strategy

Helps attorneys navigate complex property claims with defensible, builder-grounded cost analysis.

Contractor Services

Licensed construction services delivering accurate, code-compliant rebuilds grounded in real-world building expertise.

How It Works

01

Discovery Call

We learn about your situation and determine how we can help.

02

We Build Your Report

Our licensed builders inspect, document, and estimate rebuild costs.

03

You Move Forward with Clarity

Use your report for insurance claims, litigation, or planning.

Who We Help

Homeowners

Homeowners

Comprehensive documentation of damage and rebuild costs from a licensed builder’s perspective.

Attorneys

Attorneys

Defensible, detailed reports and expert testimony to support litigation. Our documentation stands up in state and federal courts.

Contractors

Contractors

Clear, code-compliant scopes and cost documentation to support accurate bids, planning, and project execution.

The Men Behind The Mission

Bill Wallace & Matt Everson

BW Builder – Owners/Operators

Photo Credit: The Press Democrat, Santa Rosa, CA.

The Men Behind The Mission

Since 2018, Matt Everson and Bill Wallace of BW Builder have helped more than 600 homeowners across California access the tools and insight needed to accurately define their damages.

Through their work as expert witnesses and the proven accuracy of their scope of loss reports, BW Builder has helped homeowners recover over $300 million in funds.

They have also produced more than 1,000 replacement cost estimates, giving California homeowners a clear understanding of the true cost to rebuild.