Defining the Damages

We document the cost to rebuild. Built by licensed builders. Trusted by homeowners, attorneys, and adjusters across California.

Over 600 Reports Generated
Over 600 Reports Generated

600+

Estimates Delivered

~100%

Success Rate

Statewide

Trusted Across California

Lic #1035130

Licensed General Contractor

Core Services

We help homeowners, attorneys, and adjusters get clarity on rebuild costs.

Scope of Loss Reports

Comprehensive documentation of damage and rebuild costs from a licensed builder’s perspective.

Replacement Cost Estimates

Accurate, property-specific estimates that reflect true rebuilding costs.

Expert Witness Services

Defensible testimony and litigation support for insurance disputes and claims.

Property Claim Strategy Consulting

Identify where carrier valuations break down and provide your legal team the proper evidence and strategy to prove it.

Contractor Services

Licensed construction services delivering accurate, code-compliant rebuilds grounded in real-world building expertise.

How It Works

01

Discovery Call

We learn about your situation and determine how we can help.

02

We Build Your Report

Our licensed builders inspect, document, and estimate rebuild costs.

03

You Move Forward with Clarity

Use your report for insurance claims, litigation, or planning.

Who We Help

Homeowners

Homeowners

Our scope of loss reports and rebuild cost estimates give you a defensible number that reflects real costs in a format your carrier can accept.

Attorneys

Attorneys

We build estimates designed to win cases. Every number is sourced, documented, and structured to hold up as evidence in court. Our work is so thorough, carriers routinely settle before depositions begin.

Contractors

Contractors

Contractors use our guides, consulting, and tools to stay ahead of carrier requirements, document progress correctly, and keep coverage flowing through every phase of the rebuild.

The Men Behind The Mission

Bill Wallace & Matt Everson

BW Builder – Owners/Operators

Photo Credit: The Press Democrat, Santa Rosa, CA.

The Men Behind The Mission

Since 2018, Matt Everson and Bill Wallace of BW Builder have helped more than 600 homeowners across California access the tools and insight needed to accurately define their damages.

Through their work as expert witnesses and the proven accuracy of their scope of loss reports, BW Builder has helped homeowners recover over $300 million in funds.

They have also produced more than 1,000 replacement cost estimates, giving California homeowners a clear understanding of the true cost to rebuild.