"I would not be where I am, insurance wise, without the report you generated."

Mike H. - Santa Rosa, CA

wooden roof construction, for home, hous

Our Reason For Being In Business

In October of 2017, a wicked fire raced up and over the hills from Calistoga and destroyed 5,500 homes in Santa Rosa. At the time, it was the most damaging wildfire on record.

We saw neighbors and friends struggling with their insurance claims. Matt, a former financial advisor with extensive insurance company expertise partnered with Bill, a local builder and businessman that knew the ins and outs of a quirky little software called Xactimate.

Together, we set out to help our neighbors. We never knew we'd change the ridiculous and often cruel methods some insurance companies employ when handling claims.

The approach we took with our scope of loss reports was unique at the time. Our reports allow you to accurately prove your losses in a format the insurance company will accept. Why is that unique? Because most public adjusters charge enormous fees and produce inflated estimates. Because many companies say they are trying to help disaster victims but they are only there to profit. 

We got our start in all of this with the guidance of United Policyholders. To this day, BW Builder continues to donate to their great charity. For those of us rightfully questioning our integrity, we offer a 100% money back guarantee if your insurance company finds a valid reason to not accept our report. They won't. Because they can't. But we know it can be difficult to see the con artist from the helper sometimes and we want you to know we stand behind our estimates.


Call us today if you have questions about how to best get your claim settled quickly and accurately.